Internet usage has taken India by storm. From groceries to electronic gadgets, everything is available online and get delivered to your doorstep in almost no time. A health insurance policy is no exception. The Indian health insurance sector has redefined its market, and you can compare, buy, and renew all types of insurance plans online these days.
More and more consumers are enjoying the facilities to buy health insurance online at the comfort of their couch. Still, many people hesitate to do that due to lack of proper awareness and knowledge.
If you have been buying health insurance cover offline, here are six reasons why you must switch to the online mode:
1. Easy to Compare Policies
There are many health insurers like TATA AIG in the market who offer the ease of buying health insurance online. They help you compare plans according to your needs and requirements.
Easy online comparison of insurance plans allows you to study their features and the proportionate cost. Thus, you can make a well-informed decision by selecting the best-suited health insurance plan at a premium you can afford.
2. Saves Time
Imagine how convenient it is to sit in your home or office and buy a health insurance plan in just a click. You need not visit the insurance company’s office premises or wait for your agent to visit you. All you need to do is to search for a reputable insurer online, compare policies, and buy one.
Since you can do it all in just a few minutes, you get your precious time saved to be used in other important tasks.
3. Overcomes Geographical Barrier
This is one of the best things related to the online mode of buying health insurance. The office of the chosen insurer may be far from your home, which makes it difficult to reach out and buy a suitable plan. However, you need not worry about this distance while purchasing a policy online.
No matter where you are, you can simply search for the insurance plan of your choice at the insurer’s website, fill in your details, and buy it. This way, it eliminates the geographical barrier that stays between you and your insurer otherwise. You can ask for help from their customer support team online in just a few clicks.
4. An Abundance of Choices Available
When you buy a plan offline, the information you get is limited to what the agent tells you. However, by purchasing health insurance online, you get to research thoroughly about several insurers to choose the best policy.
You can compile information regarding different policies, their costs, their premiums, and features before making the final decision. (See also: How to Choose the Best Health Insurance)
5. Value for Money
Online health insurance policies generally cost less since there is no mediator involved. Therefore, insurance companies can provide online insurance policies at reduced prices directly to you. Apart from this, you save on commissions you may otherwise pay to an agent.
6. Less Chance Of Frauds
Buying health insurance policy online eliminates the chances of fraud because you directly get it from the company. In offline, there is no such certainty as the local agent may manipulate you in their favor or submit incorrect information to the insurer. This can make you pay more than you should.
When you buy insurance offline, you are mostly dependent on your agent concerning the terms and conditions and essential policy information. The level of interaction is more authentic in online mode than offline. It also provides regular updates and reliable live customer assistance chats.
Entirely relying upon an agent can be risky as they are naturally prone to human error. It is always better to go for authenticity for the sake of your health and money. Buying health insurance online is hassle-free, wherein you get all your policy related queries solved with authentic information. That’s why, when it comes to securing the future of your loved ones, online is the way to go. Reputable insurers such as TATA AIG offer reasonable online health insurance plans online, which include cashless hospitalization for 3000+ network hospitals, tax benefit under Section 80D, lifelong renewal, and 24/7 customer service.
About The Author:
Stacey Smith is a freelance health writer. She is passionate to write about women’s health, dental health, diabetes, endocrinology and nutrition and provides in-depth features on the latest in health news for medical clinics and health magazines.